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Additionally, customers for this type of strategy can have severe legal or criminal histories. It's essential to note that different providers use a variety of problem ages on their ensured concern policies as low as age 40 or as high as age 80 - burial plans for seniors. Some will likewise provide higher face worths, as much as $40,000, and others will certainly permit much better fatality advantage conditions by boosting the rates of interest with the return of premium or minimizing the number of years till a full death benefit is offered